Dear Penny, Staff Writer - The Penny Hoarder
Start a Business
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Best Ways to Save Money
Best Money Saving Apps
Save Money on Groceries
How to Save Money
Best Budgeting Apps
Budgeting Apps for Couples
How to Budget
Budgeting for Beginners
Budgeting Tips and Tricks
How to Pay Off Credit Card Debt
How to Pay Off Student Loans
How to Get a Loan
How to Consolidate Debt
How to Save for Retirement
What is a Roth IRA?
What is a 401(k)?
How Does Social Security Work?
What is a Credit Score?
Credit Score Factors
What’s a Good Credit Score?
How to Raise Your Credit Score
What Hurts Your Credit Score?
Best Checking Accounts
Best Savings Accounts
Best Bank Promotions
How to Choose a Bank
How to Open a Bank Account
Investing for Beginners
Best Investment Apps
How to Invest in Stocks
How to Invest in Cryptocurrency
How to Buy a House
Home Buying Tips
How Much House Can I Afford
Buy a House With Bad Credit
Home Buying Process
Best Tax Software
Free Tax Filing
How to File Taxes
How to Save Money on Taxes
Best Car Insurance
Lower Car Insurance Rate
Best Life Insurance
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Meet the rest of
Our Editorial Staff
Dear Penny: Do I Need My Ex-Husband’s Permission to Get His Social Security?
November 12, 2021
Dear Penny: Is It Possible to Build Credit When You Don’t Have a Job?
January 3, 2021
Dear Penny Answers Your Questions About Claiming Your Ex’s Social Security
December 27, 2020
Dear Penny: The 10 Trickiest Money Questions of 2020
December 24, 2020
Dear Penny: I Didn’t Pay Taxes in 2020. How Do I Deal With Monster Bill?
December 6, 2020
Dear Penny: Can We Afford to Live on Just $65K When My Husband Retires?
November 29, 2020
Dear Penny: My Stay-at-Home Wife Says I’m Not Allowed to Get a Side Gig
November 22, 2020
Dear Penny: Can I Take Social Security Now and Then Stop Benefits in 2021?
November 15, 2020
Dear Penny: A Bogus Charge Ruined My Perfect Credit. How Can I Fix It?
November 8, 2020
Dear Penny: My Kid Is Reckless With Money. Do I Gift It to Them Anyway?
November 1, 2020
Dear Penny: My Cheapskate Parents Won’t Tip for Uber Eats. What Can I Do?
October 18, 2020
Dear Penny: How Can We Invest Safely With Interest Rates Near Zero?
October 11, 2020
Dear Penny: Should I Co-Sign a Credit Card to Repair My Son’s Awful Credit?
October 4, 2020
Dear Penny Answers: 6 Tricky Questions About Money and Retirement
September 29, 2020
Dear Penny: I Want to Buy a Small Retirement Home. Should I Use My Savings?
September 27, 2020
Dear Penny: I Was Out of Work for 5 Months. How Do I Catch Up on My Bills?
September 20, 2020
Dear Penny: I Can’t Afford Holiday Bonuses. Do I Tell My Staff Now?
September 13, 2020
Dear Penny: Is It Crazy to Go Back to College and Live in a Bus at 60?
September 9, 2020
Dear Penny: I Think My Husband Is Gambling Away Our Future on Robinhood
September 6, 2020
Dear Penny: I Co-signed for a Friend and Ruined My Credit. How Do I Fix It?
September 2, 2020
Dear Penny: Should I Use My Savings or Roth IRA to Buy First Home?
August 30, 2020
Dear Penny: My Credit Score Is Down 38 Points. Is My $0 Balance to Blame?
August 23, 2020
Dear Penny: I Bought a Florida Home, but I’m Homesick. Should I Walk Away?
August 16, 2020
Dear Penny: I Need Surgery. Should I Charge the Bill to a Credit Card?
August 9, 2020
Dear Penny: I’m in College With $10K Saved. Should I Invest It All in Gold?
August 2, 2020
Dear Penny: I Got Laid off at 62. Should I Retire and Take Social Security?
July 26, 2020
Dear Penny: How Do I Survive if $600 a Week Unemployment Expires?
July 19, 2020
Dear Penny: Can I Keep Saving for Retirement if I’m Already Retired?
July 12, 2020
Dear Penny: What’s the Best Way for New Parents to Buy Life Insurance?
July 5, 2020
Dear Penny: My Stimulus Check Came up $1,500 Short. Is My Ex to Blame?
June 28, 2020
Dear Penny: Will I Risk My Unemployment if I Go Back to Work Part Time?
June 21, 2020
Dear Penny: My Tenant Owes 4 Months’ Rent, but He Knows I Can’t Evict Him
June 14, 2020
Dear Penny: My Car Lender Let Me Skip Payments, Then Said I Was Delinquent
June 7, 2020
Dear Penny: Should Retirees Pay off Their Mortgage in a Volatile Market?
May 31, 2020
Dear Penny: What Can You Do if Your Stimulus Check Came Up Short?
May 24, 2020
Dear Penny: Should I Use Student Loan Forbearance to Pay Off Other Debt?
May 17, 2020
Dear Penny: Will Making My Daughter an Authorized User Help Her Credit?
May 10, 2020
Dear Penny: I’m Stuck at Home With Dog Fever. Can I Afford to Adopt?
May 3, 2020
Dear Penny: My Husband’s on Furlough. Should We Use 401(k) to Pay Off Home?
April 26, 2020
Dear Penny: We’re Broken Up but Stuck Together in Our Home Due to COVID-19
April 19, 2020
Dear Penny: Will Coronavirus Doom My Kids’ Plans to Work This Summer?
April 12, 2020
Dear Penny: If My Boyfriend Is My Dependent, Do I Get His Coronavirus Cash?
April 5, 2020
Dear Penny: If My Credit Score Drops Due to COVID-19, Can I Recover?
March 29, 2020
Dear Penny: I Just Retired. What Does Coronavirus Mean for My Savings?
March 22, 2020
Dear Penny: Should I Pay off My Mortgage and Give up the Tax Savings?
March 13, 2020
Dear Penny: Should I Use My Savings to Pay Off My Boyfriend’s Payday Loan?
March 6, 2020
Dear Penny: My Dad Wants Independence. He Can’t Afford It. How Do I Help?
February 28, 2020
Dear Penny: My Nephew Broke His Promise to Buy My Home. Should I Evict Him?
February 21, 2020
Dear Penny: Is It Rude Not to Tip Servers Who Bring Food to Your Car?
February 14, 2020
Dear Penny: I Don’t Have Much Money. How Do I Invest in My Granddaughter?
January 31, 2020
Dear Penny: My Social Security Isn’t Enough. Am I Doomed to Work Forever?
January 24, 2020
Dear Penny: I’m No Longer Dead Broke, So Why Am I So Scared to Buy a Home?
January 10, 2020
Dear Penny: I Don’t Owe Anyone Money… but I Also Don’t Have a Credit Score
January 3, 2020
Dear Penny: I’m a Broke Law Student. How Do I Catch up on Bills?
December 27, 2019
Dear Penny: I Just Got a Balance Transfer Offer. Is It Too Good to Be True?
November 29, 2019
Dear Penny: How Can We Cure Our Finances With $100K in Medical Debt?
November 22, 2019
Dear Penny: I’ve Paid Off My Business Credit Card for 11 Years. What Gives?
November 15, 2019
Dear Penny: Should We Use Our Emergency Savings to Pay for a New Roof?
November 8, 2019
Dear Penny: I’m Interviewing for My Dream Job. Do I Confess My Credit Is Bad?
October 25, 2019
Dear Penny: How Do I Pay Back $80K in Student Loans on a $42K Salary?
October 18, 2019
Dear Penny: I’m a Single Mom Making $60K a Year. How Can I Retire at 45?
October 4, 2019
Dear Penny: Should I Invest My $10K Savings or Use It to Pay Off Debt?
September 27, 2019
Dear Penny: I Just Graduated. Now How Do I Tackle My Student Loans?
September 20, 2019
Dear Penny: I Have Credit Card Debt, but I Seriously Need a Vacation
September 13, 2019
Dear Penny: We’re in a Deep Financial Hole. Is There Any Way Out?
September 6, 2019
Dear Penny: I’m About to File Bankruptcy. What Should I Expect?
August 23, 2019
Dear Penny: I Have No Credit History. How Do I Get Started?
August 16, 2019
Dear Penny: How Do I Tell Mom I’m Worried About Her Retirement Plans?
August 2, 2019
Dear Penny: I Can Get a 401(k) Loan and Pay Myself Interest. Should I?
July 26, 2019
Dear Penny: Did Co-Signing My Daughter’s Student Loan Kill My Chance of Retiring?
July 19, 2019
Dear Penny: My Fiance Was Laid Off. He’s Fine With Letting Me Pay the Bills Forever
July 12, 2019
Dear Penny: What Are the Risks of Opening Store Credit Card for a Discount?
July 5, 2019
Dear Penny: I’m 54 With No Retirement Savings. How Do I Get Started?
June 28, 2019
Dear Penny: How Long Will a Bankruptcy Stand in the Way of Buying a Home?
June 21, 2019
Dear Penny: I Have $84K in Student Loans. Can I Retire Next Year?
June 14, 2019
Dear Penny: When Does It Make Sense to Use a 401(k) to Pay Off Debt?
May 31, 2019
Dear Penny: We Want to Buy a House, but We Have $60K in Debt
May 24, 2019
Dear Penny: I’m a College Grad Making $11 an Hour. How Do I Find a Career?
May 17, 2019
Dear Penny: I Paid Off My Car Early. Why Did My Score Fall 79 Points?
May 10, 2019
Dear Penny: Should I Pay Off My Credit Card if That Means Saving Less?
May 3, 2019