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A group of friends toast with beer.
How Values-Based Budgeting Can Transform the Way You Spend Money by Nicole Dow

Essentials

A girl checks her phone in Chicago.
The 8 Best Budgeting Apps We Could Find: Here’s What We Loved and Hated
A person writes out a budget in a notebook.
A Beginner’s Guide to Budgeting: 5 Steps for Getting Your Spending in Check
A woman places money in her savings envelope. She used the envelope method to get on track with her spending. The other envelopes say Fun and expenses.
13 Pro Budgeting Tips for People Who Wonder Where Every Paycheck Goes
A woman puts cash money in her cute purse.
A Step-by-Step Guide to Building a Budget You Can Actually Stick to
4 Budgeting Methods to Try if You Don’t Know How to Start Saving

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